Legal Disclosures

GetLeads.Tech LLC - Marketing for

Fairway Independent Mortgage Co

LEGAL

Not all customers will qualify. Information, rates, and programs are subject to change without prior notice.

All products are subject to credit and property approval. Not all products are available in all states or for all

dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government

agencies. Equal Housing Opportunity.

Fairway is required to disclose the following license information. AZ License #BK-0904162; CA: Licensed by

the Department of Financial Protection and Innovation under the California Residential Mortgage Lending

Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under

the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential

Mortgage Lending Act License.; Georgia Residential Mortgage Licensee #21158; For licensing information,

go to:

www.nmlsconsumeraccess.org; MA Mortgage Broker and Lender License #MC2289; NV: Licensed Nevada

Mortgage Lender; NJ: Licensed by the NJ Department of Banking and Insurance; NY: Licensed Mortgage

Banker-NYS Department of Financial Services; Rhode Island Licensed Broker & Lender; TX Location: 1800

Golden Trail, Carrollton, TX 75010; VA: Fairway Independent Mortgage Corporation NMLS Entity ID #2289

(http://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289);

REVERSE MORTGAGES

Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were

not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an

eligibility certificate by receiving counseling sessions with a HUD-approved agency. Youngest borrower

must be at least 62 years old. Your monthly reverse mortgage advances may affect your eligibility for some

other programs. At the conclusion of the term of the reverse mortgage loan contract, some or all of the

equity in the property that is the subject of the reverse mortgage no longer belongs to you and you may

need to sell or transfer the property to repay the proceeds of the reverse mortgage with interest from your

assets. We will charge an origination fee, a mortgage insurance premium, closing costs or servicing fees for

the reverse mortgage, all or any of which we will add to the balance of the reverse mortgage loan. The

balance of the reverse mortgage loan grows over time and interest will be charged on the outstanding loan

balance. You retain title to the property that is the subject of the reverse mortgage until you sell or transfer

the property and you are therefore responsible for paying property taxes, insurance, and maintenance and

related taxes. Failing to pay these amounts may cause the reverse mortgage loan to become due

immediately and may subject the property to a tax lien or other encumbrance or to possible foreclosure.

Interest on reverse mortgage is not deductible to your income tax return until you repay all or part of the

reverse mortgage loan. This is not an offer to enter into an agreement. Not all customers will qualify.

Information, rates and programs are subject to change without notice. All products are subject to credit

and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.